Linda Lewis, NMLS #388237
Your Reverse Mortgage Specialist
Linda@ReverseWithLinda.com		  
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  Are you wondering if a Reverse Mortgage is right for you or a family member?
I’m happy to help you research your options so you can make an informed decision. You don’t even have to give me your contact information.

Reverse Mortgages for Seniors, Mortgage Reductions
Licensed in All 50 States

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What is a Reverse Mortgage?
A Reverse Mortgage is a HUD-regulated, FHA insured program designed to allow those 62 and over to stay in their home.

Basic Requirements
-Minimum age: 62
-Sufficient equity to pay off any existing liens

Most Important Facts
-Income and credit scores are not factors
-Funds are often tax-free (check with your tax advisor)
-Fees may often be financed— (May have no out-of-pocket costs)
-Counseling from HUD is required (may be free and a phone call)
-Loan must be on the primary residence
-Must continue to pay property taxes and homeowners’ insurance
-No monthly mortgage payments required
-It is a non-recourse loan
-You cannot owe more than the home is worth! 
-If sales proceeds are insufficient to pay the balance, FHA pays shortfall

My only business is Reverse Mortgages
"You make a living by what you get, but you make a life by what you give."
- Winston Churchill

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Linda Lewis NMLS #388237 - Licensed in all 50 states

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